O Level M1-R5 Chapter 8: Digital Financial Tools and Applications Mock Test 2026 – 100 MCQ

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O Level M1-R5 Chapter 8: Digital Financial Tools and Applications Mock Test 2026 में 100 Hindi-English MCQs, options, answers और explanations दिए गए हैं।

M1-R5 Topic Coverage

Chapter 8: Digital Financial Tools and Applications के theory और practical-oriented concepts का revision करें।

निर्देश / Instructions: 100 bilingual MCQs. पहले answer चुनें, फिर answer और explanation देखें। / Choose first, then check answer and explanation.

1. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

2. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

3. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

4. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

5. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

6. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

7. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

8. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

9. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

10. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

11. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

12. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

13. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

14. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

15. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

16. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

17. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

18. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

19. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

20. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

21. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

22. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

23. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

24. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

25. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

26. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

27. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

28. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

29. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

30. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

31. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

32. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

33. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

34. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

35. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

36. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

37. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

38. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

39. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

40. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

41. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

42. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

43. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

44. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

45. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

46. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

47. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

48. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

49. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

50. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

51. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

52. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

53. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

54. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

55. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

56. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

57. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

58. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

59. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

60. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

61. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

62. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

63. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

64. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

65. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

66. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

67. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

68. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

69. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

70. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

71. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

72. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

73. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

74. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

75. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

76. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

77. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

78. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

79. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

80. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

81. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

82. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

83. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

84. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

85. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

86. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

87. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

88. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

89. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

90. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

91. UPI full form? / Full form of UPI?

  1. Unified Payments Interface
  2. Universal Payment Internet
  3. User Pay Index
  4. United Purchase Interface

Correct Answer / सही उत्तर: A) Unified Payments Interface
Explanation / व्याख्या: UPI payment system है। / UPI is payment system.

92. UPI PIN किसे बताएं? / Whom to tell PIN?

  1. Nobody
  2. Caller
  3. Friend
  4. Merchant

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: PIN confidential है। / PIN is confidential.

93. Net banking क्या है? / What is net banking?

  1. Online banking
  2. Printer
  3. Cash only
  4. Antivirus

Correct Answer / सही उत्तर: A) Online banking
Explanation / व्याख्या: Net banking online service है। / It is online banking.

94. e-Wallet क्या रखता है? / What does e-wallet store?

  1. Digital balance/details
  2. CPU
  3. Paper
  4. Keyboard

Correct Answer / सही उत्तर: A) Digital balance/details
Explanation / व्याख्या: Wallet payment details रखता है। / Wallet stores payment details.

95. NEFT किससे जुड़ा? / NEFT relates to?

  1. Electronic fund transfer
  2. Photo editing
  3. Text
  4. Antivirus

Correct Answer / सही उत्तर: A) Electronic fund transfer
Explanation / व्याख्या: NEFT electronic transfer है। / NEFT is electronic transfer.

96. RTGS full form? / Full form of RTGS?

  1. Real Time Gross Settlement
  2. Rapid Transfer Service
  3. Remote Gateway
  4. Real Text

Correct Answer / सही उत्तर: A) Real Time Gross Settlement
Explanation / व्याख्या: RTGS real-time settlement है। / RTGS is real-time settlement.

97. QR code किसलिए? / QR code is for?

  1. Scan payment/info
  2. Increase RAM
  3. Compress file
  4. Print

Correct Answer / सही उत्तर: A) Scan payment/info
Explanation / व्याख्या: QR encoded information रखता है। / QR stores encoded information.

98. OTP किसे share? / Share OTP with?

  1. Nobody
  2. Caller
  3. Merchant
  4. Friend

Correct Answer / सही उत्तर: A) Nobody
Explanation / व्याख्या: OTP confidential है। / OTP is confidential.

99. Payment failure पर? / After payment failure?

  1. Check status
  2. Pay repeatedly
  3. Share PIN
  4. Delete app

Correct Answer / सही उत्तर: A) Check status
Explanation / व्याख्या: पहले transaction status check करें। / Check status first.

100. Debit card पैसा कहाँ से? / Debit card money from?

  1. Bank account
  2. Credit limit
  3. Printer
  4. Cloud

Correct Answer / सही उत्तर: A) Bank account
Explanation / व्याख्या: Debit linked account से होता है। / It debits bank account.

Next Chapter / अगला अध्याय

Next M1-R5 Mock Test 2026

M1-R5 Chapter 1 | O-Level Syllabus 2026

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